:root{--bg:#F6F1E7;--ink:#1D2B22;--muted:#4A564E;--soft:#56625A;--accent:#B9471F;--accent-d:#8E3514;--line:#E4DCCB;--card:#fff;--sage:#DDE5D6;--peach:#F0D9C8;--lav:#E4E0F0;--sand:#EFE7D6}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;background:var(--bg);color:var(--ink);font-family:Figtree,system-ui,-apple-system,Segoe UI,sans-serif;font-size:17px;line-height:1.6}
a{color:var(--accent-d)}a:hover{color:var(--accent)}
h1,h2,h3{font-family:Fraunces,Georgia,serif;line-height:1.12;letter-spacing:-.01em;margin:0 0 .5em}
h1{font-size:clamp(34px,5.4vw,60px)}h2{font-size:clamp(26px,3.4vw,40px)}h3{font-size:22px}
p{margin:0 0 1em}
.wrap{max-width:1180px;margin:0 auto;padding:0 20px}
.narrow{max-width:780px}
header.site{border-bottom:1px solid var(--line);background:var(--bg)}
header.site .wrap{display:flex;align-items:center;gap:28px;min-height:72px;flex-wrap:wrap}
.logo{display:flex;align-items:center;gap:8px;font-family:Fraunces,Georgia,serif;font-weight:700;font-size:28px;color:var(--accent);text-decoration:none}
nav.main{display:flex;gap:22px;flex-wrap:wrap;font-weight:500}
nav.main a{color:var(--ink);text-decoration:none}nav.main a:hover,nav.main a[aria-current]{color:var(--accent)}
.eyebrow{font-size:13px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--accent)}
.hero{padding:56px 0 48px;display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:center}
.hero p.lead{font-size:20px;color:var(--muted);max-width:560px}
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:0 22px;border-radius:12px;background:var(--accent);color:#fff;font-weight:700;text-decoration:none;border:0;font:inherit;font-weight:700;cursor:pointer}
.btn:hover{background:var(--accent-d);color:#fff}
.btn.ghost{background:transparent;color:var(--ink);border:1.5px solid var(--ink)}
.btn.dark{background:var(--ink);color:var(--bg)}
.card{background:var(--card);border:1px solid var(--line);border-radius:20px;padding:24px}
.grid{display:grid;gap:20px}
.g2{grid-template-columns:repeat(2,minmax(0,1fr))}.g3{grid-template-columns:repeat(3,minmax(0,1fr))}.g4{grid-template-columns:repeat(4,minmax(0,1fr))}
.tile{border-radius:20px;padding:26px;text-decoration:none;color:var(--ink);display:flex;flex-direction:column;gap:8px;min-height:160px}
.tile strong{font-family:Fraunces,Georgia,serif;font-size:24px}
.tile span.go{margin-top:auto;font-weight:700;color:var(--accent-d)}
.band{background:var(--ink);color:var(--bg);border-radius:28px;padding:44px}
.band p{color:#C9D2C8}
section{margin:0 0 72px}
.note{background:var(--sand);border-radius:14px;padding:14px 18px;font-size:15px;color:#3F4B43}
.hero-art{background:var(--sage);border-radius:28px;aspect-ratio:1/1;display:flex;align-items:center;justify-content:center}
footer.site{border-top:1px solid var(--line);padding:36px 0;font-size:14px;color:var(--soft)}
footer.site .wrap{display:flex;justify-content:space-between;gap:24px;flex-wrap:wrap}
footer.site nav{display:flex;gap:18px;flex-wrap:wrap}
footer.site a{color:var(--soft)}
/* calculator */
.calc{display:grid;grid-template-columns:380px minmax(0,1fr);gap:32px;align-items:start}
.calc form{display:flex;flex-direction:column;gap:24px}
.calc label.h{font-weight:700;display:flex;justify-content:space-between}
input[type=range]{width:100%;accent-color:var(--accent)}
.seg{display:grid;grid-template-columns:repeat(3,1fr);gap:8px}
.seg button{min-height:46px;border-radius:12px;border:1.5px solid #CFC4AE;background:#fff;font:inherit;font-weight:600;font-size:15px;cursor:pointer;color:var(--ink)}
.seg button[aria-pressed=true]{background:var(--ink);color:var(--bg);border-color:var(--ink)}
.need{background:var(--sage);border-radius:16px;padding:18px}
.need b{font-family:Fraunces,Georgia,serif;font-size:30px;display:block}
.row{display:flex;align-items:center;gap:18px;background:#fff;border:1px solid var(--line);border-radius:18px;padding:16px 20px;margin-bottom:12px}
.row.best{border:2px solid var(--accent)}
.row .rank{font-family:Fraunces,Georgia,serif;font-size:26px;font-weight:700;color:var(--accent-d);width:28px}
.row .info{flex:1;min-width:0;display:flex;flex-direction:column;gap:4px;align-items:flex-start}
.btn.sm{min-height:40px;padding:0 16px;font-size:15px;margin-top:6px}
.row .name{font-weight:700;font-size:18px}
.row .meta{font-size:14px;color:var(--soft)}
.row .num{text-align:right;min-width:92px}
.row .num b{font-family:Fraunces,Georgia,serif;font-size:24px;display:block}
.row .num small{font-size:13px;color:var(--soft)}
.badge{display:inline-block;background:var(--accent);color:#fff;font-size:11px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;border-radius:999px;padding:2px 9px;margin-left:8px;vertical-align:middle}
.saving{background:var(--ink);color:var(--bg);border-radius:18px;padding:18px 22px;display:flex;gap:16px;align-items:center;margin-bottom:14px}
.saving b{font-family:Fraunces,Georgia,serif;font-size:34px;color:#F0B79C}
table{width:100%;border-collapse:collapse;background:#fff;border-radius:14px;overflow:hidden;font-size:15px}
th,td{text-align:left;padding:10px 14px;border-bottom:1px solid var(--line)}th{background:var(--sand)}
article h2{margin-top:1.4em}
article ul{padding-left:1.2em}
.newsletter{background:var(--sage);border-radius:24px;padding:36px;display:grid;grid-template-columns:1fr 1fr;gap:28px;align-items:center}
.newsletter form{display:flex;gap:10px;flex-wrap:wrap}
.newsletter input{flex:1;min-width:200px;min-height:50px;padding:0 16px;border:1.5px solid #B9C4B3;border-radius:12px;font:inherit}
.sr{position:absolute;left:-9999px}
@media (max-width:860px){
.hero,.calc,.newsletter,.g2,.g3{grid-template-columns:1fr}
.g4{grid-template-columns:repeat(2,minmax(0,1fr))}
.hero-art{display:none}
.row{flex-wrap:wrap;gap:10px 14px}.row .info{flex:1 1 calc(100% - 50px)}.row .num{min-width:0;text-align:left;margin-left:42px}.row .num+.num{margin-left:12px}.btn{white-space:nowrap}
.band{padding:28px}
}
section.wrap{margin-bottom:72px}
/* larger screens: use more space */
@media (min-width:1300px){
body{font-size:19px}
.wrap{max-width:1320px;padding:0 40px}
.narrow{max-width:860px}
header.site .wrap{min-height:84px}
.logo{font-size:32px}
nav.main{font-size:18px;gap:30px}
h1{font-size:72px}
.hero{padding:88px 40px 72px;gap:72px}
.hero p.lead{font-size:23px}
.tile{min-height:210px;padding:32px}
.tile strong{font-size:28px}
.btn{min-height:54px;padding:0 28px;font-size:18px}
.calc{grid-template-columns:420px minmax(0,1fr)}
}
